Attention homeowners in Nashua and Hillsborough County: Need an appraisal?

Here are the top seven reasons why NH homeowners call on Susan Healy:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
To challenge a NH property tax assessment
Remove PMI to cut your mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a NH divorce, when real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate in Hillsborough county or NH

Do you own a house in or near Nashua? Do you need help deciding the price of your real estate?
Contact Susan Healy.

We at Susan Healy understand the individual needs of a consumer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Susan Healy will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to remove PMI?

A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you remove undesirable PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a region that's going down. This means you are paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Susan Healy is your number one weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be inconvenient from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Susan Healy can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Susan Healy can help you with that. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.